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Memorandum of Agreement on the Takaful Life Insurance Project

Mr. Montchai Ratanasatien, Committee and Acting President of Islamic Bank of Thailand (iBank), Mr. Rak Vorakitpokathorn, Vice Managing Director of iBank, Mr. Sujin Pongsak, Managing Director of iBank, and Mr. Pratya Kulvanijpisit, President and acting Chairman of the Managing Director of Phillip Securities (Thailand) Public Company Limited, jointly signed the memorandum of agreement on the Takaful Life Insurance Project, witnessed by Mr. Wittaya Wisetrut, Committee Chairman of Phillip Takaful, and Mr. Pramote Meesuwan, Adviser of Islamic Bank of Thailand, at Grand Ballroom, Pullman Bangkok Grande Sukhumvit Hotel, October 5 2015.

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